Comments on: ABC’s “I-Caught” Puts New Jersey Dealer “On The Spot.” http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/ Information and discussions about the Lemon Law, the Magnuson Moss statute, and Dealer Fraud. Provided by Kimmel and Silverman. Fri, 29 Aug 2008 06:10:50 +0000 http://wordpress.org/?v=2.5.1 By: LemonLaw http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/#comment-380 LemonLaw Mon, 04 Aug 2008 15:47:29 +0000 http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/#comment-380 Nicole: There are several issues with your e-mail that cause concern with us. If you would like to discuss this further, please call us at 800-LEMON-LAW (1-800-536-6652). My extention is 131. Michael Sacks Director, Communications & Client Services Kimmel and Silverman Nicole: There are several issues with your e-mail that cause concern with us. If you would like to discuss this further, please call us at 800-LEMON-LAW (1-800-536-6652). My extention is 131.

Michael Sacks
Director, Communications & Client Services
Kimmel and Silverman

]]> By: Nicole http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/#comment-379 Nicole Mon, 04 Aug 2008 07:04:13 +0000 http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/#comment-379 I believe spot delivery has happened to me. I went to Kia in Burlington and was only there to drop my mother off to get a car. We were there for hours, her credit was not good, neither is mine. The dealer asked me to cosign, i felt unsure and pressured by the dealer and my mother and let them run my info. My credit score wasn't great and some how I was able to be the co-signer so i thought. My mother was told she couldn't get a preowned car with the credit and could only get a new kia, which didn't make sense. I tried to talk her out of it but she insisted she needed a car and i felt pressured to help. The dealer instructed me to put an old address on the form as my current one, as i had just moved, also at signing, the information was changed and i was presented as the owner instead of the co-signer, we were told that was the only way the bank would accept the deal. I was hesitant but signed. The next day, I just didn't feel right about the deal and had yet to send info in the dealer was asking for. The dealer insisted he would lose his job if i didn't send in info he needed for the bank. I asked the dealer not to send any info to the bank and that we needed to come in to resign new papers because i did not want to be the owner, i already have a car that i'm paying for and it hasn't been 2 yrs since i've had my current car. The dealer told me i had his word and nothing would be sent to the bank yet and that we could come in to sign the papers. The dealer kept calling me insisting he would lose his job and the whole situation made me nervous and upset. I called the dealer and said i didn't want to go through with this. He called my mother and told her if i returned the car it would be a repo, my mother was distraught and crying. I was a bundle of nerves, couldn't eat, couldn't work. I returned the car and was treated rudely by cocky managers. They said they waived my info needed (pay stubs and bill) for the bank. I asked what the banks name was since it wasn't on the paper work. I asked if it was a prime or subprime loan and was told prime, I asked the banks name and I was told the name of the bank and called them the next morning and found out it was a subprime lender and they said they did not receive paperwork and that they wouldn't accept anything without proof of pay. I left the car, keys and papers there. I was a bundle of nerves and was treated cruelly with intimidation tactics. I didn't know what to do since this situation was new to me. This happened Thurs, the car was returned fri in less than 24 hours and since Friday, i have been physically ill with the whole situation. I believe spot delivery has happened to me. I went to Kia in Burlington and was only there to drop my mother off to get a car. We were there for hours, her credit was not good, neither is mine. The dealer asked me to cosign, i felt unsure and pressured by the dealer and my mother and let them run my info. My credit score wasn’t great and some how I was able to be the co-signer so i thought. My mother was told she couldn’t get a preowned car with the credit and could only get a new kia, which didn’t make sense. I tried to talk her out of it but she insisted she needed a car and i felt pressured to help. The dealer instructed me to put an old address on the form as my current one, as i had just moved, also at signing, the information was changed and i was presented as the owner instead of the co-signer, we were told that was the only way the bank would accept the deal. I was hesitant but signed. The next day, I just didn’t feel right about the deal and had yet to send info in the dealer was asking for. The dealer insisted he would lose his job if i didn’t send in info he needed for the bank. I asked the dealer not to send any info to the bank and that we needed to come in to resign new papers because i did not want to be the owner, i already have a car that i’m paying for and it hasn’t been 2 yrs since i’ve had my current car. The dealer told me i had his word and nothing would be sent to the bank yet and that we could come in to sign the papers. The dealer kept calling me insisting he would lose his job and the whole situation made me nervous and upset. I called the dealer and said i didn’t want to go through with this. He called my mother and told her if i returned the car it would be a repo, my mother was distraught and crying. I was a bundle of nerves, couldn’t eat, couldn’t work. I returned the car and was treated rudely by cocky managers. They said they waived my info needed (pay stubs and bill) for the bank. I asked what the banks name was since it wasn’t on the paper work. I asked if it was a prime or subprime loan and was told prime, I asked the banks name and I was told the name of the bank and called them the next morning and found out it was a subprime lender and they said they did not receive paperwork and that they wouldn’t accept anything without proof of pay.
I left the car, keys and papers there. I was a bundle of nerves and was treated cruelly with intimidation tactics. I didn’t know what to do since this situation was new to me. This happened Thurs, the car was returned fri in less than 24 hours and since Friday, i have been physically ill with the whole situation.

]]> By: LemonLaw http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/#comment-102 LemonLaw Wed, 27 Feb 2008 15:26:52 +0000 http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/#comment-102 <p>I am hopeful that you are keeping a file on this situation, because it could come back to haunt you. If you find that the dealer all of a sudden comes back, please contact me at 800-536-6652 ext. 131.</p> <p>Michael Sacks<br /> Director, Client Services<br /> Kimmel and Silverman</p> I am hopeful that you are keeping a file on this situation, because it could come back to haunt you. If you find that the dealer all of a sudden comes back, please contact me at 800-536-6652 ext. 131.

Michael Sacks
Director, Client Services
Kimmel and Silverman

]]> By: eny http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/#comment-98 eny Tue, 12 Feb 2008 14:36:26 +0000 http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/#comment-98 I went through the SAME thing at this SAME dealership! I went to purchase a vehicle at Brad Benson Mitsubishi Huyndai. The dealership allowed me to take the car before financing was secured and assured me that financing would be within a certain bracket based on my credit history. When the dealership could not secure financing within the rate that they had promised, I told them I was going to return the car. The dealership told me that I signed a contract that was a binding agreement and I needed to come to the dealership to sign additional papers. They stated that the car was owned by me and could not be returned. Even though no deposit had been put down and NO FINANCING SECURED. Lucky I new that I had not signed an actual contract and returned the car anyway. The dealership told me that I would be receiving bills in the mail for the financing of the vehicle, this was 5 months ago------I have yet to receive a bill. I went through the SAME thing at this SAME dealership! I went to purchase a vehicle at Brad Benson Mitsubishi Huyndai. The dealership allowed me to take the car before financing was secured and assured me that financing would be within a certain bracket based on my credit history. When the dealership could not secure financing within the rate that they had promised, I told them I was going to return the car. The dealership told me that I signed a contract that was a binding agreement and I needed to come to the dealership to sign additional papers. They stated that the car was owned by me and could not be returned. Even though no deposit had been put down and NO FINANCING SECURED. Lucky I new that I had not signed an actual contract and returned the car anyway. The dealership told me that I would be receiving bills in the mail for the financing of the vehicle, this was 5 months ago——I have yet to receive a bill.

]]> By: LemonLaw http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/#comment-22 LemonLaw Mon, 08 Oct 2007 21:35:15 +0000 http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/#comment-22 The contract should not change and a contract in two parties' names should be signed by both parties. In reference to the three-day rule, there is no such thing. It is a common misconception. Spot delivery is against the law and you can take legal action if necessary. Visit www.lemonlaw.com/spotdelivery.html for more info. The contract should not change and a contract in two parties’ names should be signed by both parties.

In reference to the three-day rule, there is no such thing. It is a common misconception.

Spot delivery is against the law and you can take legal action if necessary. Visit http://www.lemonlaw.com/spotdelivery.html for more info.

]]> By: Vinny http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/#comment-18 Vinny Thu, 04 Oct 2007 12:56:35 +0000 http://www.lemonlaw.com/wordpress/abcs-i-caught-puts-new-jersey-dealer-on-the-spot/#comment-18 With a spot delivery/yo you finance scam, If the contract was in two parties name and only one party signed. Can the car be returned? By law doesn't a consumer have a right to return a vehicle in New Jersey state if the terms of the contract changed? Do consumers have 3 days to return a vehicle? Can a consumer sue a dealership for an attempt scam like the one above? With a spot delivery/yo you finance scam, If the contract was in two parties name and only one party signed. Can the car be returned? By law doesn’t a consumer have a right to return a vehicle in New Jersey state if the terms of the contract changed? Do consumers have 3 days to return a vehicle? Can a consumer sue a dealership for an attempt scam like the one above?

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